没想到（怎么做才能从容面对人生大事│汇丰调查）

Life changers is the second report in The Power of Protection series and explores the impact, both positive and negative, of significant events on people’s lives and the role of financial protection in supporting them.

面对人生大事”是“保障的力量”系列的第二篇报告，旨在探讨重大事件对人生的积极和消极影响，以及财务保护如何为人们提供支持。

The report looks at the different phases of life and when life-changing events like having a baby, changing job, buying a home, or experiencing a serious illness usually occur.

本报告关注人生的不同阶段，以及改变人生的事件通常发生的时间，例如子女出生、换工作、买房或身患重大疾病。

It examines the impact of these events on our lives, both personal and financial, and how we respond by changing our financial attitudes and behaviours with regard to protection, saving, spending and financing.

本报告研究这些事件对我们的个人生活和财务的影响，以及我们如何通过改变关于保障，储蓄，支出和筹资方面的财务态度和行为来做出回应。

As well as exploring how people cope with life-changing events at the time, the report also reveals with hindsight what people wish they had done differently to meet those financial challenges.

在探讨人们如何面对人生重要事件的同时，报告还调研了人们应对财务挑战的经验和教训，揭示过来人的后见之明。

As they plan for the future, many people are feeling increased financial pressure and uncertainty compared to the previous generation, although most believe that they have more choices in life.

在计划未来时，尽管多数人认为自己比前辈人有更多的人生选择，但许多人都感到了更大的财务压力和不确定性。

Finally, the report provides some practical steps that people can take to help them navigate through the life-changing events ahead, so that they can look forward to the future with confidence.

最后，本报告提供了一些实际步骤，帮助人们顺利渡过改变人生的重要事件，使他们更自信地展望未来。

I hope that you will find this report a valuable source of insight and information as you plan for your future.

我希望这本报告能够为读者提供宝贵的洞察和见解，助您规划人生蓝图。

小调研

附注：

汇丰《保障的力量》是独立研究全球保障需求和趋势的消费者调查，最新的全球报告《保障的力量：面对人生大事》是该调查系列发布的第二份报告。汇丰委托市场调研公司TNS进行此项调查，共访问了全球12个国家和地区超过12,000位25岁及以上的受访者，调查覆盖阿根廷、中国内地、法国、香港、印度尼西亚、马来西亚、墨西哥、新加坡、台湾、阿联酋、英国和美国。